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Excellent and sound advice Suze aims her always-practical and sound advice at a generation in much need of it - the older Gen X-ers and Y-ers. Young people have been neglected in the financial arena, and often get to adulthood without sound knowledge of where to start, especially girls and young women. So many of this generation get out of school with credentials for a new career, but with a mess to clean up that they made on the way with those new credit cards! Would make an excellent gift from parents to their kids, young marrieds just starting out...anyone in the 20 and 30-something era, although everyone else can't help but benefit!