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Book is geared to help people toward financial success. Suzy has written a good book on this seldom talked about aspect of young adult life--being responsible financially. While most young people are just worrying about how much they are going to make on their next job, this book gets into how to save and prevent credit card debt. I also agree with the previous reviewer. There should be courses in college on how to save money. Colleges are willing to shell out billions of dollars in college loans to students, but don't tell or guide college students on how to spend, save and be responsible with money. Outside many college bookstores around the country, there are credit card sales people preying on 18-year-old freshmen who don't know even about what a credit rating is and how this can affect there future. Suzy should design a course for colleges based on the content of this book. I also highly recommend the Millionaire Next door by Thomas J. Stanley. This book really tells you the common traits of millionaires--very interesting to read. If you're a golfer like me, I also highly recommend the The Ultimate Golf Instruction Guide: Key Techniques for Becoming a Zero Handicap Golfer or Better by Patrick Leonardi. This book is like no other because it really helped me a lot to improve at golf. It has great concepts on how to hit the ball the most consistently.