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Marv! read your own book you time waster What he has to say could be boiled down to about 5 pages. Don't complain, don't make excuses, don't justify, work hard, work smart, keep learning, buy real estate, start a business, think BIG, tell yourself its ok to be rich and ok to have money. Break out of any subconcious negative money conditioning you may have from your childhood. OK make that 1/4 page. You will not get your "fianacial blueprint" from this book, you will have to go to a seminar for that. His stories seem so contrieved you would think he made them up just for this book as filler. Marv say it aint so. This is a book for tiny minds.