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Good start towards "financial literacy" I would have given this book 3 stars for being theory-heavy, but it earns a 4th because it does motivate one to seek out different means of income streams. Mr. Kiyosaki, in so many words, says this: The world's about assets vs. liabilities. Build your asset column until it equals or surpasses your liabilities (or expenses), and you will have a sound base toward becoming rich. And he's absolutely right, provided you get your assets to that point. Otherwise he hints at a few pieces of asset-building ventures which I believe are best left to upper middle-class and wealthy folks (1031s, etc). His greatest point: THE NEED TO TEACH CHILDREN ABOUT FINANCIAL COMPETENCE AT AN EARLY AGE. Nothing more can be stressed except that, I'd say. He said it right...just because you're highly educated doesn't mean you'll be rich. You do have to be savvy, though. Worth reading.